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You may take a bank loan in your 401(k) or unique retirement account, but there are situations. You can borrow from a IRA every year if you repay the money inside sixty times, but it can be an advanced maneuver. If the employer allows 401(k) financial loans — not all do — you usually can borrow approximately fifty percent your account equilibrium, up to $fifty,000, and you've got five years to repay it.
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